Joanna Erdman

CRO

Ms. Joanna Erdman complies with all the requirements set out in the provisions of Article 22aa of the Polish Banking Law Act of 29 August 1997.

Picture of Joanna Erdman

Education

Education
2023	Wharton University Advanced Risk Management Program
2022	University of Cambridge Sustainable Finance
2022	Global Association of Risk Professionals (GARP) Sustainability and Climate Risk
2019	London Business School Senior Executive Programme
1995	Warsaw School of Economics Finance and Statistics

Professional experience

Professional experience
04.2013 - present	ING Bank Śląski S.A. Vice-President of the Management Board
2010 - 2013	ING Bank Śląski S.A. Strategic Clients Division Bank Executive Director
2007 - 2010	ING Bank Śląski S.A. Strategic Clients Division Strategic Clients Department Director
2001 - 2007	ING Bank Śląski S.A. Wholesale Banking Division - Strategic Clients Area Strategic Clients Centre Director
1996 - 2001	ING Bank N.V. Corporate Banking Officer, Senior Officer
1995 - 1996	Bank Pekao S.A. Marketing Department, Officer

Professional experience
04.2013 - present	ING Bank Śląski S.A. Vice-President of the Management Board
2010 - 2013	ING Bank Śląski S.A. Strategic Clients Division Bank Executive Director
2007 - 2010	ING Bank Śląski S.A. Strategic Clients Division Strategic Clients Department Director
2001 - 2007	ING Bank Śląski S.A. Wholesale Banking Division – Strategic Clients Area Strategic Clients Centre Director
1996 - 2001	ING Bank N.V. Corporate Banking Officer, Senior Officer
1995 - 1996	Bank Pekao S.A. Marketing Department, Officer

Professional experience
04.2013 - present	ING Bank Śląski S.A. Vice-President of the Management Board
2010 - 2013	ING Bank Śląski S.A. Strategic Clients Division Bank Executive Director
2007 - 2010	ING Bank Śląski S.A. Strategic Clients Division Strategic Clients Department Director
2001 - 2007	ING Bank Śląski S.A. Wholesale Banking Division – Strategic Clients Area Strategic Clients Centre Director
1996 - 2001	ING Bank N.V. Corporate Banking Officer, Senior Officer
1995 - 1996	Bank Pekao S.A. Marketing Department, Officer

Other activities

Other activities
06.2020 - present	ING Commercial Finance Polska S.A. Member of the Supervisory Board
06.2020 - present	ING Lease (Polska) Sp. z o.o. Member of the Supervisory Board
06.2020 - present	BIK S.A. (Credit Information Bureau) 08.2023 - present - Member of the Supervisory Board 08.2022 - 08.2023 - Chair of the Supervisory Board 09.2021 - 08.2022 - Deputy Chair of the Supervisory Board 06.2020 - 09.2021 - Member of the Supervisory Board
06.2020 - 04.2021	Responsible Business Forum Member of the Management Board
12.2018 - present	ING Investment Holding (Polska) S.A. 09.2023 - present - Deputy Chair of the Supervisory Board 06.2023 - 09.2023 - Member of the Supervisory Board 12.2018 - 06.2023 - Deputy Chair of the Supervisory Board
03.2018 - present	ING Bank Hipoteczny S.A. Member of the Supervisory Board
06.2016 - 04.2021	ING for Children Foundation 06.2019 - 04.2021 - Supervisory Board Chair 06.2016 - 06.2019 - Member of the Supervisory Board
08.2015 - present	Nowe Usługi S.A. 06.2020 - present - Member of the Supervisory Board 08.2015 - 06.2020 - Chair of the Supervisory Board

Other activities
06.2020 - present	ING Commercial Finance Polska S.A. Member of the Supervisory Board
06.2020 - present	ING Lease (Polska) Sp. z o.o. Member of the Supervisory Board
06.2020 - present	BIK S.A. (Credit Information Bureau) 08.2023 - present - Member of the Supervisory Board 08.2022- 08.2023 - Chair of the Supervisory Board 09.2021- 08.2022 - Deputy Chair of the Supervisory Board 06.2020 - 09.2021 - Member of the Supervisory Board
06.2020 - 04.2021	Responsible Business Forum Member of the Management Board
12.2018 - present	ING Investment Holding (Polska) S.A. 09.2023 – present - Deputy Chair of the Supervisory Board 06.2023 - 09.2023 - Member of the Supervisory Board 12.2018 – 06.2023 - Deputy Chair of the Supervisory Board
03.2018 - present	ING Bank Hipoteczny S.A. Member of the Supervisory Board
06.2016 - 04.2021	ING for Children Foundation 06.2019 - 04.2021 - Supervisory Board Chair 06.2016 - 06.2019 - Member of the Supervisory Board
08.2015 - present	Nowe Usługi S.A. 06.2020 - present - Member of the Supervisory Board 08.2015 - 06.2020 - Chair of the Supervisory Board

Other activities
06.2020 - present	ING Commercial Finance Polska S.A. Member of the Supervisory Board
06.2020 - present	ING Lease (Polska) Sp. z o.o. Member of the Supervisory Board
06.2020 - present	BIK S.A. (Credit Information Bureau) 08.2023 - present - Member of the Supervisory Board 08.2022- 08.2023 - Chair of the Supervisory Board 09.2021- 08.2022 - Deputy Chair of the Supervisory Board 06.2020 - 09.2021 - Member of the Supervisory Board
06.2020 - 04.2021	Responsible Business Forum Member of the Management Board
12.2018 - present	ING Investment Holding (Polska) S.A. 09.2023 – present - Deputy Chair of the Supervisory Board 06.2023 - 09.2023 - Member of the Supervisory Board 12.2018 – 06.2023 - Deputy Chair of the Supervisory Board
03.2018 - present	ING Bank Hipoteczny S.A. Member of the Supervisory Board
06.2016 - 04.2021	ING for Children Foundation 06.2019 - 04.2021 - Supervisory Board Chair 06.2016 - 06.2019 - Member of the Supervisory Board
08.2015 - present	Nowe Usługi S.A. 06.2020 - present - Member of the Supervisory Board 08.2015 - 06.2020 - Chair of the Supervisory Board