Transaction authorisation

Your transfer order is individually analysed by our security systems. After a quick analysis we assess how to authorise the transaction and if your authorisation is necessary.

Authorization methods


PIN authorization in the mobile app

Confirmation of a transaction in Moje ING mobile app

See how it works



Mobile authorization

Confirmation of a transaction in Moje ING mobile app

See how it works


One time SMS code

Code is sent to a mobile phone number you indicated

See how it works

PIN authorization

For example, if you make a transfer in the application, we may ask you to confirm it with the PIN code – the same one you are using to log in the application.

How does it work?

  1. When you make ordering in the mobile application, e.g. a transfer, we may ask you to authorize it with your PIN code.
  2. If the details of your order match, enter the PIN - the same you log in to the application, and confirm the order.
  3. That's it.

Mobile authorisation

If you make your transfer through a computer, we may ask you to authorise it in the mobile app. This method of authorisation is possible if you use Moje ING mobile app.

What does mobile authentication consist of?

  1. If you make your transfer through a computer, you may be asked to authorise it in the mobile app.
  2. Log into the app. You will receive information with the transaction details.
  3. If the transaction details are correct – just confirm it.

Why should you use it?

For comfort. Yoy don't need to wait for an SMS and don't use one time authorisation codes. You just login into a mobile app and authorise the transaction with single tap.

Authorisation with one time SMS code

The method enables authorisation of transfers made through a computer or mobile phone.

How does it work?

  1. If you make a transfer through a computer or mobile phone, you may be asked to provide a SMS code. The code is generated for one particular transaction and is valid for 3 minutes.
  2. The code will be sent to a mobile phone number that was indicated in Moje ING. Together with the code, you will receive information on the transfer’s amount and 2 first and 3 last digits of recipient account.
  3. Check if the information is correct. Enter the code and confirm the translation. That's it.

You don't have Moje ING mobile app?

Get it now and start using mobile authorisation.