Analysts & Consensus

Analysts

Recommendations

The presented market consensus has been made on the basis of the reports of independent stock analysts monitoring the financial and commercial results of ING Bank Śląski S.A. and issuing recommendations for bank shares.

None of the estimates or recommendations presented below shall be seen as a forecast or opinion of the ING Bank Śląski S.A. Management Board. Management Board of the Bank did not publish any forecasts of the Company's results.

Recommendations

  • Buy / Accumulate: 2
  • Hold / Neutral: 6
  • Reduce / Sell: 2

Average target price: 350.94

Last update: 23.12.2025
The oldest recommendation: 28.03.2025

Analysts

List of ING analysts
Institution Analyst E-mail Phone
DM BOŚ Michał Sobolewski m.sobolewski@bossa.pl +48 22 504 33 06
Citi Investment Research
DM Banku Handlowego
Simon Nellis

Andrzej Powierża
simon.nellis@citi.com

 
+44 20 7986 40 12 

+48 22 690 35 66
Erste Group Łukasz Jańczak lukasz.janczak@erstegroup.com +48 22 257 57 54
Ipopema Securities Piotr Rychlicki piotr.rychlicki@ipopema.pl +48 22 236 92 00
Dom Maklerski mBanku Michał Konarski michal.konarski@mdm.pl +48 22 697 47 37
Millennium DM Marcin Materna marcin.materna@millenniumdm.pl +48 22 598 26 82
Pekao  Michał Fidelus michal.fidelus@pekao.com.pl  
DM PKO BP Jaromir Szortyka jaromir.szortyka@pkobp.pl +48 22 580 39 47
Santander Brokerage Poland Kamil Stolarski kamil.stolarski@santander.pl +48 22 586 81 00
Trigon DM Maciej Marcinowski maciej.marcinowski@trigon.pl +48 22 433 83 75
Wood & Company Marta Jeżewska-Wasilewska marta.jezewska-wasilewska@wood.com +48 22 222 15 48

Consensus

2025

Consensus 2025

Consensus 2025 /PLN m/

Average

Minimum

Median

Maximum

number of previews

Net interest income

8 854

8 694

8 784

9 104

10
Net commission income

2 358

2 294

2 358

2 446

10
Trading & other income

493

191

509

692

10
Total income

11 705

11 563

11 680

11 901

10
Total expenses

-4 259

-3 958

-4 300

-4 416

10
Result before risk costs

7 446

7 204

7 450

7 722

10
Risk costs

-888

-809

-895

-932

10
Banking tax

-784

-745

-793

-823

10
Profit before tax

5 774

5 527

5 759

6 063

10
Net profit

4 467

4 328

4 434

4 683

10
Assets

286 299

275 570

286 880

300 751

8
Loans

182 558

177 780

181 623

190 356

9
Deposits

241 970

231 308

242 386

255 728

9

2026

Consensus 2026

Consensus 2026 /PLN m/

Average

Minimum

Median

Maximum

number of previews

Net interest income 9 296 8 546 9 074 10 528 10
Net commission income 2 501 2 401 2 474 2 690 10
Trading & other income 286 140 325 371 10
Total income 12 082 11 371 11 911 13 389 10
Total expenses -4 480

-4 167

-4 503 -4 704 10
Result before risk costs 7 603 6 667 7 461 8 811 10
Risk costs -956 -672 -946 -1 255 10
Banking tax -839 -647 -849 -981 10
Profit before tax 5 807 5 050 5 626 6 626 10
Net profit 3 843 3 138 3 856 4 347 10
Assets

305 318

291 284

303 701

326 568

8
Loans

197 972

190 384

195 206

210 927

9
Deposits

259 381

244 126

257 191

277 191

9

2027

Consensus 2027

Consensus 2027 /PLN m/

Average

Minimum

Median

Maximum

number of previews

Net interest income

9 771

8 614

9 530

11 665

10
Net commission income

2 627

2 449

2 572

3 005

10
Trading & other income

276

150

282

393

10
Total income

12 675

11 522

12 338

14 895

10
Total expenses

-4 704

-4 271

-4 730

-5 008

10
Result before risk costs

7 971

6 514

7 677

10 011

10
Risk costs

-1 020

-722

-966

-1 426

10
Banking tax

-858

-725

-833

-1 009

10
Profit before tax

6 092

4 769

5 910

7 614

10
Net profit

4 260

3 194

4 196

5 298

10
Assets

323 002

305 721

319 906

353 184

8
Loans

213 698

198 296

209 651

235 115

9
Deposits

277 076

256 781

273 806

306 211

9

Last update: 23.12.2025
The oldest forecast: 28.03.2025