Analysts & Consensus

Analysts

Recommendations

The presented market consensus has been made on the basis of the reports of independent stock analysts monitoring the financial and commercial results of ING Bank Śląski S.A. and issuing recommendations for bank shares.

None of the estimates or recommendations presented below shall be seen as a forecast or opinion of the ING Bank Śląski S.A. Management Board. Management Board of the Bank did not publish any forecasts of the Company's results.

Recommendations

  • Buy / Accumulate: 3
  • Hold / Neutral: 3
  • Reduce / Sell: 3

Average target price: 327.65

Last update: 01.12.2025
The oldest recommendation: 19.03.2025

Analysts

List of ING analysts
Institution Analyst E-mail Phone
DM BOŚ Michał Sobolewski m.sobolewski@bossa.pl +48 22 504 33 06
Citi Investment Research
DM Banku Handlowego
Simon Nellis

Andrzej Powierża
simon.nellis@citi.com

 
+44 20 7986 40 12 

+48 22 690 35 66
Erste Group Łukasz Jańczak lukasz.janczak@erstegroup.com +48 22 257 57 54
Ipopema Securities Piotr Rychlicki piotr.rychlicki@ipopema.pl +48 22 236 92 00
Dom Maklerski mBanku Michał Konarski michal.konarski@mdm.pl +48 22 697 47 37
Millennium DM Marcin Materna marcin.materna@millenniumdm.pl +48 22 598 26 82
Pekao  Michał Fidelus michal.fidelus@pekao.com.pl  
DM PKO BP Jaromir Szortyka jaromir.szortyka@pkobp.pl +48 22 580 39 47
Santander Brokerage Poland Kamil Stolarski kamil.stolarski@santander.pl +48 22 586 81 00
Trigon DM Maciej Marcinowski maciej.marcinowski@trigon.pl +48 22 433 83 75
Wood & Company Marta Jeżewska-Wasilewska marta.jezewska-wasilewska@wood.com +48 22 222 15 48

Consensus

2025

Consensus 2025

Consensus 2025 /PLN m/

Average

Minimum

Median

Maximum

number of previews

Net interest income

8 998

8 694

8 908

9 518

9
Net commission income

2 371

2 294

2 365

2 460

9
Trading & other income

353

124

393

540

9
Total income

11 722

11 376

11 707

12 283

9
Total expenses

-4 287

-3 958

-4 292

-4 666

9
Result before risk costs

7 435

7 117

7 418

8 042

9
Risk costs

-931

-864

-908

-1 063

9
Banking tax

-782

-740

-770

-823

9
Profit before tax

5 722

5 314

5 730

6 357

9
Net profit

4 448

4 117

4 416

4 969

9
Assets

285 246

275 570

288 851

300 751

7
Loans

181 911

177 243

181 834

190 356

8
Deposits

240 501

231 308

240 898

255 728

8

2026

Consensus 2026

Consensus 2026 /PLN m/

Average

Minimum

Median

Maximum

number of previews

Net interest income 9 207 8 621 9 100 9 901 9
Net commission income 2 491 2 401 2 484 2 690 9
Trading & other income 246 132 236 350 9
Total income 11 943 11 308 11 928 12 652 9
Total expenses -4 522

-4 258

-4 500 -4 973 9
Result before risk costs 7 421 6 792 7 436 8 132 9
Risk costs -963 -704 -971 -1 257 9
Banking tax -857 -788 -847 -981 9
Profit before tax 5 601 4 989 5 550 6 242 9
Net profit 3 963 3 478 4 017 4 347 9
Assets

304 201

291 284

304 141

326 568

7
Loans

197 701

188 587

196 313

210 927

8
Deposits

259 322

244 126

260 988

277 191

8

2027

Consensus 2027

Consensus 2027 /PLN m/

Average

Minimum

Median

Maximum

number of previews

Net interest income

9 648

8 388

9 548

10 559

7
Net commission income

2 581

2 449

2 540

2 894

7
Trading & other income

259

185

257

369

7
Total income

12 488

11 166

12 321

13 411

7
Total expenses

-4 682

-4 525

-4 688

-4 772

7
Result before risk costs

7 806

6 394

7 688

8 752

7
Risk costs

-1 054

-915

-1 026

-1 428

7
Banking tax

-894

-761

-876

-1 009

7
Profit before tax

5 858

4 461

5 827

6 736

7
Net profit

4 229

3 255

4 196

4 802

7
Assets

322 506

305 721

319 909

353 184

6
Loans

214 041

200 656

209 534

235 115

7
Deposits

275 818

256 781

268 418

306 211

7

Last update: 01.12.2025
The oldest forecast: 19.03.2025